Preheat oven to 375°. Grease a 9 x 5 loaf pan.
Place the bananas into a big bowl and mash them up with a fork or a potato masher.
Add the oil and honey and whisk together.
Add the eggs, milk, and vanilla extract and mix well.
Add the dry ingredients (baking soda, salt, cinnamon and flour) and mix until just combined (this works best with a big spoon or spatula).
Fold in nuts or chocolate chips if you are using them.
Bake for 50 – 60 minutes or until a toothpick inserted into the center comes out clean.